Starcoast Capital offers long-term rental loans with rates starting at 5.0% and up to 80% LTV for purchases. Designed for real estate investors focused on rental income, these loans provide stable, flexible financing with 21-day closings and step-down prepay penalties. Minimum FICO of 680 and loan amounts starting at $100K ensure accessibility for seasoned and growing portfolios alike.
Options: 5-Year, 3-Year, or 1-Year exit plans
Apply and fill out the quick form to tell us about your deal.
We’ll send you competitive terms tailored to your project.
Sign and close—your funds are on the way.
With rates starting at 5.0%, our loans are built for real estate investors looking for predictable, steady returns through rental income.
Access up to 75% LTV on refis and 80% on purchases. Whether you’re growing your portfolio or locking in better terms, we’ve got you covered.
Approvals typically come within 21 days, and loan amounts start at $100K—ideal for both seasoned investors and first-time landlords.
No long-term lock-in. Choose from 5-, 3-, or 1-year exit options with clear, step-down prepayment terms that match your investment goals.
*Some loan programs are excluded. Apply to find out.
