Ground Up Construction Loans

Starcoast Capital offers tailored financing for ground-up builds with rates starting at 9.9%. Fund up to 75% of your land purchase and 100% of the construction budget. With a minimum FICO of 660, loan amounts starting at $200K, and 21-day closings, our loans are designed for serious developers ready to bring their vision to life—without prepay penalties.

Rates starting for qualified borrowers
0 %
Construction Budget
Full coverage for your build costs
0 %
Purchase LTV
Leverage land acquisition easily
0 %
Closing Time
Quick closing to break ground faster
21 Days
Min FICO
Strong credit encouraged
660 +
ARV
Equity-based future value funding
0 %
No Prepay Penalties
Freedom to exit on your timeline
0 %
Loan Amounts
Built for large-scale projects
$ 200 K+
A Smarter Approach to Real Estate Financing

What Sets Us Apart

Getting Started with Starcoast Capital

Submit A Loan Request

Apply and fill out the quick form to tell us about your deal.

Review Loan Terms

We’ll send you competitive terms tailored to your project.

Deal Finalized, Funds Released

Sign and close—your funds are on the way.

Frequently Asked Question

We offer up to 100% of your build budget and 75% LTV on land purchases, with approvals typically within 21 days.

We work with builders on projects of all sizes, with rates starting at 9.9% and no prepayment penalties.

From land acquisition to construction draw schedules, we keep everything clear from day one.

If you’ve got a project in the pipeline, we’re ready to help bring it to life—reach out and we’ll walk you through it.

Partner with us and secure funding across the nation.

Where We Lend

*Some loan programs are excluded. Apply to find out.