2nd Position Real Estate Financing

Gap Funding Loans

Starcoast Capital gap funding loans are designed to help you close the gap in your capital stack. With rates starting at 12.0%, up to 95% CLTV, and a 13-month term, this second-position financing is perfect for investors needing a quick boost to get their deals done. Minimum FICO of 680 required.

Rates Starting
For qualified borrowers
0 %
Renovation Budget
Full coverage for your rehab.
0 %
CLTV
Maximum combined leverage
0 %
Month Term
Short-term solution for fast-moving deals
0
Month Term
Short-term solution for fast-moving deals
0
Min FICO
Reliable credit required
680 +
Max Loan Amount
Quick capital when you need a boost
$ 100 K

Note: To qualify for Gap Funding, the 1st position loan must be secured through Starcoast Capital. This ensures proper alignment of terms and simplifies the funding process.

A Smarter Approach to Real Estate Financing

What Sets Us Apart

Getting Started with Starcoast Capital

Submit A Loan Request

Apply and fill out the quick form to tell us about your deal.

Review Loan Terms

We’ll send you competitive terms tailored to your project.

Deal Finalized, Funds Released

Sign and close—your funds are on the way.

Frequently Asked Question

Our team understands the urgency behind closing time-sensitive real estate deals. That’s why our bridge loans are built to move quickly, without sacrificing clarity or support. From day one, we focus on honest communication and straightforward solutions—no gimmicks, just a team that gets deals done.

Starcoast Capital gap funding loans are structured to give you speed and support where it matters most. With rates starting at 12.0%, up to 95% CLTV, and a 13-month term, we help you move quickly when timing is critical. Qualified investors with a 680+ FICO can access up to $50K, with options for 100% renovation coverage to keep your project on track from start to finish.

At Starcoast Capital, you’ll always know what you’re getting into. We'll clearly outline your loan terms and fees upfront, so there’s never any confusion. And if you have questions, just ask—we’re always here to guide you.

Don't let financing worries slow you down. Reach out to our team today—we'd love to hear about your project and show you how we can help.

Partner with us and secure funding across the nation.

Where We Lend

*Some loan programs are excluded. Apply to find out.